What did I really make an hour?
Your real hourly pay
Tips you kept, plus base pay and auto-gratuity, divided by your hours. For the week, the month and every shift.
Tip tracker app for servers and bartenders
Know what you really make.
Log tonight’s tips in seconds. Tipio turns card tips, cash tips, tip-out and base pay into one number: your real hourly pay.
Coming soon on theApp Store
Free to start
Pro $12.99 a year, first week free
- No account needed
- Shifts stay on your iPhone
- Works offline
Fri · dinner · 5:00 – 11:30 PM
- Card tips164.00
- Cash tips58.00
- Tip-out, 10%−22.20
- Base 6.5 h × $2.1313.85
You made$213.65
Real hourly pay$32.87/h
Free, from your first shift
Three answers every server wants after a shift.
Does my paycheck match my tips?
Pay stub check
What each pay period should show on your stub: hours, base pay and card tips. Weekly, every 2 weeks, twice a month or monthly.
Am I ready for tax time?
No Tax on Tips helper
Tips you kept this year, apart from auto-gratuities, toward the $25,000 deduction cap. Plus each job’s monthly tip report, due by the 10th.
How it works
A few taps after every shift.
- 01
Add your job
Role, base pay, your usual tip-out and your pay schedule. Two jobs are free.
- 02
Log after each shift
Card tips, cash tips and hours, or start the shift timer when you clock in. Your tip-out fills itself in, and a reminder comes only on days you haven’t logged.
- 03
See where you stand
Your real hourly pay, a month calendar, a month-end forecast and your totals for tax time.
Shift timer · free
Clock in with one tap. Log when you clock out.
Start a timer when your shift starts. It runs on your Lock Screen, in the Dynamic Island and in a bar above the tabs, on every tab. End it and the log opens with the job and times filled in: just add your tips.
- On your Lock Screen and in the Dynamic Island
- A timer bar on every tab of the app
- Breaks aren’t counted as time worked
- End & log tips: job, start and end time filled in
Also free
Month calendarWhat each day paid, and your hourly rate.
Month-end forecastFrom your own last 90 days.
State rulesWhat your state does with the tip deduction.
WidgetsThis week’s pay on your Home and Lock Screen.
RemindersOnly on days you haven’t logged.
Import and exportCSV in from other tip apps, CSV out anytime.
Automatic backupA daily copy to a folder you pick, like iCloud Drive.
2 jobsA main job and a side gig, each with its own tip-out.
Tax season · returns due April 15
No Tax on Tips? Keep the record that backs it up.
From 2025 to 2028, tipped workers can deduct up to $25,000 of qualified tips from federal income tax. Tipio keeps the tips you kept apart from automatic gratuities, and adds them up for the year.
- Tips you kept, per year and per job
- Auto-gratuities and service charges kept apart, since they don’t qualify
- Each employer’s monthly tip report, with a reminder before the 10th
- Pro: a tax-year tip report, PDF and spreadsheet, for whoever does your taxes
Estimates from your own entries, for personal record-keeping. Not tax advice: Tipio doesn’t file anything. Social Security and Medicare tax still apply, and state rules vary. Not affiliated with or endorsed by the IRS.
Tips you kept in 2026
$18,240.55
- Card14,980.20
- Cash4,912.35
- Tipped out−1,652.00
- Auto-gratuity, kept apart1,286.40
$25,000 deduction cap$6,759 to go
Private by design
Your shifts stay on your iPhone.
Sign-in is optional
You never need an account. Open the app and log. Sign in with Apple or Google only if you want to.
No server to lose
Your shifts never go to a server, even if you sign in, so there’s nothing for us to leak, sell or lose.
Backups you own
A daily copy in a folder you pick, like iCloud Drive, free. With Pro, iCloud backup brings everything back on a new iPhone.
The free version shows one small Google ad at the end of your shifts list; Google’s ad software collects some device data to show it (see the privacy policy). Pro has no ads.
Pricing
Free for everyday logging. Pro for the full picture.
Free
$0
With one small ad at the end of your shifts list
- Unlimited shifts for 2 jobs
- Shift timer on your Lock Screen and in the Dynamic Island
- Real hourly pay, calendar and month-end forecast
- Pay stub check
- Monthly tip report and your No Tax on Tips total
- Widgets, reminders, CSV export and automatic backup
Tipio Pro
7 days free$12.99 a year
Or $1.99 a month, or $29.99 once
- Everything in Free, with no ads
- Insights: best days, hourly pay by week, day vs night
- Forecast extras: likely range and what one more shift adds
- Tax-year tip report (PDF and spreadsheet) for your preparer
- iCloud backup to a new iPhone
- Unlimited jobs and goals
The free week comes with the annual plan. Cancel anytime in Settings › your name › Subscriptions. If notifications are on, Tipio reminds you 3 days before the trial ends.
Is Tipio free?
Yes. Logging, the shift timer, 2 jobs, the calendar, the month-end forecast, the pay stub check and the monthly tip report are free, with one small ad. Pro is $12.99 a year (the first 7 days free), $1.99 a month or $29.99 once.
Does Tipio do my taxes?
No. It keeps a record of what you enter and adds it up. It doesn’t file anything or give tax advice; your W-2 and a tax professional have the final word.
Do my tips count for No Tax on Tips?
Tips customers choose to give, in a job on the IRS list of tipped occupations, usually do: up to $25,000 per return for 2025–2028, less above $150,000 of income ($300,000 joint). Automatic gratuities and service charges don’t. Check IRS.gov for your case.
Where are my tips stored?
On your iPhone, in your normal iPhone and iCloud backups, in any folder you pick for the daily copy and, with Pro, in your own private iCloud. Signing in is optional, and your shifts never go to a server either way.
Can I bring my history from another app?
Yes. Export a CSV from your old tip app or spreadsheet and import it in Settings. You see a preview first, and duplicates are skipped.
I deliver or do gig work. Does it fit?
You can log tips and other pay (fares, fees, commission) for each job. Mileage isn’t tracked.
Anything else? Support answers within two working days.
Start tonight’s shift log.
Free on iPhone. No account needed.
Coming soon on theApp Store